? Does Medicare cover dental, vision and hearing?

Original Medicare (Parts A and B) excludes most coverage for dental, vision, and hearing services and products.

? What is the AEP?

AEP is the annual enrollment period that runs from October 15 through December 7 each year. During this period, you can either enroll or change your Medicare plan.

? What is OEP?

OEP is the open enrollment period that runs from January 1st through March 31 each year. During this time, you can enroll in another Medicare Advantage plan or go back to Original Medicare. However, you can only make 1 change within the period and other rules apply.

? Can I keep my current doctor when I enroll in a Medicare plan?

You may be able to keep your current doctor if they accept Medicare. If you enroll in a Medicare Advantage plan, you will need to verify that your doctor is in the plan's network of providers.

? Does Medicare cover long term care?

No, Medicare does not cover it. However, you can purchase a long term care policy separately.

? Is Medicare Part D affected by income?

Most people only pay their Part D premium. If you don't sign up for Part D when you're first eligible, you may have to pay a Part D late enrollment penalty. If you have a higher income, you might pay more for your Medicare drug coverage.